AI
DECISIONING
INFRASTRUCTURE
FOR LENDERS
Build, test and deploy transparent credit strategies across every lending product.
Your data. Your models. Your policies. One decisioning layer.
TaksitAI connects your data sources, models and credit policies into a single decision flow, so you can launch, test and optimise lending strategies without changing your core systems.
Credit Bureaus
Credit history, obligations and scores
Bank Data
Transactions, income and expenses
KYC / Identity
Verify identity and prevent fraud
Alternative Data
Telco, device and behavioural data
TAKSITAI
Model Orchestration
Use and combine your models
Policy Engine
Configure and manage rules
Affordability & Risk
Real-time calculations
Decision Traceability
Transparent reasons for every decision
Approve
Limit, term and price
Decline
With transparent reason codes
Review
Manual review queue
Route
Multi-lender and product routing
From credit logic to business impact.
TaksitAI gives lending teams one transparent environment to build, test, deploy and continuously improve every credit strategy.
Build
Create decision flows using rules, models, data sources and configurable lending policies.
Test
Simulate borrower cases, compare outcomes and understand exactly why each decision was made.
Deploy
Move validated strategies into production through secure, versioned and API-first decisioning.
Optimise
Learn from portfolio performance and improve approval, risk and profitability over time.
Every decision is explainable
Full traceability of data, rules, models and decision reasons.
Every strategy keeps improving
A continuous feedback loop between decisions and portfolio results.
One platform. Many opportunities.
Configure decisioning strategies for every lending product, from consumer credit and BNPL to SME finance, automotive finance and embedded lending.
Consumer Lending
Automate credit decisions across personal loans, microfinance and salary-linked lending with transparent rules and real-time risk assessment.
Everything you need to make better decisions.
Build, test and operate credit strategies using one flexible decisioning infrastructure connected to your data, models and systems.
Configure every credit policy in one place.
Create transparent decision flows using rules, conditions, thresholds and routing logic without rebuilding your core systems.
Change credit strategies without changing your systems.
TaksitAI connects your existing applications, data providers and lending systems through one flexible decisioning layer.
Application
Digital or branch application
Data Sources
Bureau, bank, KYC and AML data
Decisioning Engine
Rules, models and policies
Decision
Approve, review or decline
Integration
Core systems and workflows
API-first infrastructure
Connect TaksitAI to your existing origination, banking and servicing systems.
Real-time decisions
Return consistent and explainable decisions across every customer journey.
No core replacement
Improve credit strategies without rebuilding your existing technology stack.
Better decisions. Better lending.
TaksitAI helps lenders launch faster, operate with greater transparency and improve every credit strategy over time.
Launch faster
Build and change credit strategies without waiting for long development cycles or replacing your core systems.
Decide transparently
Understand every approval, review and decline with clear rules, reason codes and complete decision history.
Improve continuously
Use portfolio outcomes and performance data to optimise risk, approval rates and profitability over time.
Make every credit decision work harder.
See how TaksitAI can help your team build, test and deploy transparent credit strategies across every lending product.